Payment gateway, merchant tools, APIs, checkout and recurring-payment capabilities.
STRATEGIC SECTOR / 09
Finance & Fintech
Enabling payments, financial access and digital commerce.
01 / SECTOR OVERVIEW
Purposeful capability.
Long-term perspective.
Finance & Fintech brings together the Group’s payment, financial-technology and longer-term financial-services ambitions. Lsmart Pay is envisioned as a technology platform with aspirations to develop into a broader payment network. Any regulated payment, banking, lending, investment or remittance activity will be conducted only through appropriately authorized entities and approved partners.
Strategic mandate
To build secure, interoperable and customer-oriented financial technology that helps merchants, institutions and consumers transact and manage financial workflows.
02 / ACTIVITIES & CAPABILITIES
Areas of activity.
The sector may develop, coordinate or participate in the following areas, subject to project scope, qualified delivery capacity and applicable requirements.
Card and account payment connectivity through licensed acquiring and scheme partners.
Mobile-money, EFT, wallet, QR and POS aggregation where supported.
Cross-border payment and remittance partnerships subject to licensing and controls.
Digital financial services, invoicing, reconciliation and merchant analytics.
Long-term exploration of banking, credit, investment and blockchain-enabled services within applicable regulation.
03 / VALUE CREATION
Designed to create lasting value.
The sector’s development requires a clear separation between technology provision and regulated financial activity. Priorities include AML/CFT, KYC, sanctions screening, safeguarding, cybersecurity, consumer protection, dispute handling, operational resilience and jurisdiction-by-jurisdiction licensing.
Strategic priorities
- Build the compliance, risk, security and partner architecture before product expansion.
- Pilot defined merchant and payment use cases with authorized institutions.
- Progress network ambitions through standards, governance and regulated partnerships.
04 / PORTFOLIO CONNECTIONS
Connected across the Group.
Potential areas of collaboration with other portfolio sectors include:
Technology & ICT ↗Assurance & Risk ↗Global Business Services ↗Logistics & Supply Chain ↗AI & Data Infrastructure ↗
Responsible development
All opportunities are assessed according to their specific commercial, technical, legal, regulatory, financial, environmental and operational requirements. Inclusion on this website does not by itself represent a claim of licence, certification, project ownership, committed funding or guaranteed availability.